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Total & Permanent Disability

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What is total and permanent disability (TPD)?

TPD insurance provides a lump sum payment to policyholders who are unable to work again in their own occupation because of an injury or sometimes illness. The payment can be used to cover medical expenses, help with living costs, or fund other important expenses. If you are considering taking out TPD insurance, here is what you need to know.

TPD insurance is designed to provide financial security in the event that you are unable to work again due to an illness or injury. The lump sum payment can be used to cover a range of expenses, including medical bills, living costs, and other important costs. TPD insurance can be an important safety net for you and your family, so it is worth considering if you are looking for peace of mind.

When choosing a TPD insurance policy, it is important to consider the level of cover you need. You should also think about whether you want coverage for partial or total disability. Partial disability covers you if you are able to return to work in some capacity but not in your full-time occupation.

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